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Discover Great Start

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Why Great start?

The Great Start scheme is designed to ensure your finances go that little bit further when buying a new home. We understand that there are so many financial elements when it comes to purchasing a property, which is why we came up with a way to ease the pressure and help you buy the perfect home.

5% deposit.New Home.100% yours.

With a helping hand from us.

Who is the scheme available to?

Great Start in 4 easy steps

Step 1:

Step 1:

You put down a 5% deposit

Step 2:

Step 2:

You receive a 20% equity loan from Morris Homes, interest free for 5 years.

Step 3:

Step 3:

You only need a 75% mortgage.

Step 4:

Step 4:

Your dream home is 100% yours.

How does Great Start work?

Settling up early?

If you decide to pay the 20% equity loan back earlier, you can make a minimum payment of a quarter of the 20% balance, or the full amount, at any time. This will be subject to market valuation.

Is there any flexibility in the repayment time?

We treat everyone as individuals, so if for any reason you’re struggling to repay the 20% equity loan within the 25 years, we’ll review your case and consider extending your loan period for a maximum of an additional five years.

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Anything else?

Great Start is a great way to buy your new home and furnish it the way you’ve always dreamed, without the headache of finances looming over you. Your new home will be 100% yours, with a helping hand from us.

5% deposit.New Home.100% yours.

With a helping hand from us.

Our buying schemes

5% Deposit Contribution

5% Deposit Contribution

We’ll gift you 5% towards your deposit, meaning you can borrow less and save.

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105% Part Exchange

105% Part Exchange

You buy our home, we buy yours. Find out how Part Exchange can help you move quickly.

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Smart Move

Smart Move

We can help you sell your home and take the stress out of moving with our Smart Move scheme.

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Great Start

Great Start

Buy your dream home for just 80% of the price. Find out how our Great Start scheme works.

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Own New

Own New

Buy your dream new build home with Own New Rate Reducer offers rates as low as 1.93% providing savings up to £389* per month

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